Financial Ratio Analysis

Topic 1 Assessing  Organization’s Profitability 

• Introduction to financial ratio analysis
• A Review of the Financial Statements
• Calculating and Interpreting Liquidity Ratios
• Calculating and Interpreting Solvency Ratios
• Calculating and Interpreting Profitability Ratios
• Calculating and Interpreting Valuation Ratios

Topic 2 Evaluating a Organization’s Performance Using Ratio Analysis 

• Ratios Used in Equity Analysis
• Ratios Used in Credit Analysis
• Forecasting a Company's Performance
• Forecasting a Company's Net Income and Cash Flows
• Ratio Analysis & Assessing the Credit Quality of Debt Investments
• Ratio Analysis & Equity Investments
• Financial Analysis - Adjustments to the Financial Statements

Software Requirement

• Download and install Visual Studio Code https://code.visualstudio.com/
• Download and install the latest version of Node.js https://nodejs.org/en/download/

HRDF Funding

Please refer to this video https://youtu.be/Kzpd-V1F9Xs

1-     HRD Corp Grant Helper

How to submit grant applications for HRD Corp Claimable Courses

2-     Employers are required to apply for the grant at least one week before training commences.

Employers must submit their applications with supporting documents, including invoices/quotations, trainer profiles, training schedule and course content.

3-     First, Login to Employer’s e-TRIS account -https://etris.hrdcorp.gov.my

Second, Click Application

4-     Click Grant on the left side under Applications

5-     Click Apply Grant on the left side under Applications

6-     Click Apply

7-     Choose a Scheme Code and select HRD Corp Claimable Courses: Skim Bantuan Latihan Khas. Then, click Apply

8-     Scheme Code represents all types of training that suit the requirements provided by HRD Corp. Below are the list of schemes offered by HRD Corp:

9-     Select your Immediate Officer and click Next

10-  Select a Training Provider, then click Next

11-  Please select a training programme from the list, then key in all the required details and click Next

Select your desired training programme.

Give an explanation on why the participant is required to attend the training. E.g., related to their tasks/ career development, etc.

Explain the background and objective of this training.

Select a relevant focus area. For Employer-Specific Courses, select ‘Not Applicable’.

12-  If the training programme is a micro-credential programme, you are required to complete these 3 fields. Save and click Next

Insert MiCAS Application number

13-  Based on the nine (9) pillars listed below, HRD Corp Focus Area Courses are closely tied to support government initiatives towards nation building. As such, courses offered through the HRD Corp Focus Areas are designed to provide the workforce with skills required for current and future demands. Details of the focus areas are as follows:

14-  Please select a Course Title and Type of Training

15-  Select the correct type of training according to the actual type of training, or as mentioned in the training brochure:

16-  Please key in the Training Location and click Next

17-  Please select the Level of Certification and click Next

18-  Please follow the instructions and key in trainee details

19-  Click Add Batch, then click Save

20-  Click Add Trainee Details

21-  Please key in all the required details, then click Add

22-  Click Add if there are more participants. Once done, click Save

23-  Click Next

24-  Please key in the course fees and allowance details, then click Save

25-  Estimated cost includes the course fees/external trainer fees, allowances, and consumable training materials. Please comply with the HRD Corp Allowable Cost Matrix.

26-  Select Upfront Payment to Training Provider and key in the percentage from 0% to 30%. Then, click Save and Next

27-  Complete the declaration form and select a desired officer

28-  Add all the required documents, then click Add Attachment. Then, click Save and Submit Application

29-  Once the New Grant Application is successfully submitted, the Grant Officer will evaluate the application accordingly. The application may be queried if additional information is required.

The application status will be updated via the employer’s dashboard, email, and the e-TRiS inbox.

• Financial Analyst
• Equity Analyst
• Credit Analyst
• Investment Analyst
• Corporate Financial Planner
• Budget Analyst
• Business Consultant
• Risk Manager
• Portfolio Manager
• Accounting Manager
• Financial Planner
• Investment Banker
• Auditor
• Treasury Analyst
• Financial Reporting Manager
• Credit Risk Analyst
• Corporate Development Associate
• Mergers and Acquisitions Analyst
• Internal Auditor
• Financial Advisor

Dr. Ahmad: Dr. Ahmad a specialist consultancy that specialises in accounting, financial accounting, management accounting financial modeling, forecasting, valuation, model auditing, and management reporting for clients. He has about more than 18 years of working experience in an education, insurance, marketing, construction, consultancy, accounting and finance industry. He has worked with companies such as Malaysia National Insurance (MNI) Berhad, Taylors University College (KLMU), Lim Kok Wing University College (LKW), Kajima Malaysia, Remittance Company and started as freelance trainer/facilitator since 2007. He is skilled in the development and maintenance of analytical tools and financial models for middle-market to large corporate transactions and clients, at all levels of complexity. Dr. Ahmad enhanced his credibility by acquiring a training certification with Pembangunan Sumber Malaysia Berhad (PSMB)/HRDF. He is a certified PSMB/HRDF trainer. Regularly he is appointed as one of the external assessors /examiners by some private colleges and universities to examine the quality of the course assessments and their marking for undergraduate and postgraduate program for Malaysia Qualification Agency (MQA).

Ramin Majid: Ramin Majid has more than 5 years’ experience in the field of accounting and financial planning. High knowledge of IGCSEs & A Levels Curriculum and Standards. He is specialize in accounting and company auditing and has been improving his skills from training and courses he is proficient many software such as Quickbooks, OpenERP, Odoo, etc.

Danny: Danny completed his Bachelor of Commerce degree (major in Accounting and Finance) at University of Western Australia in year 1996. He joined Deloitte KassimChan since year 1996, achieved CPA Australia membership status 3 years later and became a Chartered Accountant with Malaysian Institute of Accountants (MIA) in year 2001. Thereafter, he served in various accounting and finance positions with private companies involved in logistics, manufacturing, trading, management consulting and oil and gas sector. As an approved GST agent with Ministry of Finance in year 2014, he managed a GST consulting & training business and conducted more than 30 public GST seminars for Klang Chinese Chamber of Commerce and Industry (KCCCI) and other business associations, magazine publisher (Money Compass), accounting firms as well as providing in-house training workshop for GST-registered businesses. With more than 20 years of combined professional accounting, auditing and taxation exposure, Danny’s expertise covers accounting, GST, corporate and personal tax compliance as well as financial reporting. He is now a HRDF certified trainer, focusing in accounting, finance and business related topics.

Ravindran Raman: Ravindran Raman worked in foreign and domestic commercial banks in Malaysia covering various departments such as operations, retail, credit, trade finance, hire purchase, transaction banking as well in Islamic banking products and services. Conducted various training locally and overseas. Career span in banking and financial institutions enabled to expand practical banking knowledge and experience into Distance Learning University and Conventional University, whereby has developed academic study materials, training banking modules, development of short courses & education programmes.

A certified TTT Trainer by PSMB(HRDF) and holds a Master’s of Science in Banking with dissertation in Islamic banking, a Bachelor’s Degree in Business Administration (Honours) majoring in International Business. Further he also holds an Advance Diploma & Diploma in Business Administration (ABE) from UK.

TRAINING: Certified TTT Trainer by PSMB (HRDF) certification. AFFILIATE MEMBER: Asian Institute of Chartered Banker (AICB). SITTING ON ACCREDITATION PANEL: Panel member for Finance Accreditation Agency (FAA), UNDER BANK NEGARA MALAYSIA & SECURITIES COMMISION of MALAYSIA. Reviewing, assessing, recommendation and performing accreditation for provisional & full accreditation programme submitted by all Malaysian banks or by any registered training provider (RTP).

AREA OF EXPERTISE: Starting up Export & Import (Shipping Unit) for SME, Training, Consultation, Banking, Finance, Trade Finance, Letter of Credits, Supply Chain, Shipping & Logistics, E-Learning, Open Distance Learning (ODL), Academic Module Content Development, International Trade Finance, Accounting, Financial Management, Business Management, Credit Evaluation, Business Report Writing, Loan Processing and Financing Facility Arrangement.